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Conservative

Fast facts:

People who want to reduce fluctuations in returns from year to year. People who are more interested in less volatile returns than high long-term returns. However negative returns are still possible in a particular year. Suitable for people who may be cashing out their super in three to seven years.

This option aims to:

Aims to achieve net rates of return that exceeds the change in CPI by at least 2.0% p.a. over rolling six year periods.

Level of risk:

Low

Mix of investments:

Growth investments	Asset allocation %		Asset allocation %
Australian shares	18	Diversified fixed interest	30
International shares	13	Cash*	20
Property	5	Defensive Alternatives	10
Australian Sustainable shares	2	International Sustainable shares	2

The asset allocation is the long-term average mix. Over shorter periods the actual mix may vary from this asset allocation.
* Cash includes interest bearing securities such as government bonds, bank and corporate securities.

Please note: Past performance is not a reliable indicator of future performance.

The issuer of any interest in Local Super is Local Super Pty Ltd, ABN 39 131 286 792 AFSL 329336 as trustee for Local Super ABN 92 930 911 098. The information provided in this website does not take into account your personal objectives, financial situation or needs. It is important to consider the relevant Product Disclosure Statement, relevant fact sheets and your own personal objectives, financial situation and needs before making any decision.