INSURANCE |
Insurance to help protect you and your familyMembers employed by a Local Super employer are automatically provided with 5 units of Life stage Death and Total and permanent disablement (TPD) insurance cover on joining Local Super (if eligible). Â Personal Division members can apply for insurance cover at any time, but do not receive automatic insurance cover. Â You can control the level and type of insurance you have and how it is calculated based on your membership type. The range of insurance options on offer include: Â Â You have the option of changing your insurance cover (excluding any applicable Salarylink insurance) to suit your financial security needs, including applying for higher cover, reducing or cancelling cover. Â If you would like to apply for insurance or vary your existing cover, you will need to complete either the relevant section on your
Membership Application
form or complete the
Insurance Application
form. You will also need to fill out a
Member's Personal Health Statement
and send it in with the your application.
 The provision of this insurance may be subject to the completion and assessment of a Member's personal health statement. A statement which will be issued to you once your application has been received (if applicable).  As the insurance is packaged with your super, applicable premiums are deducted directly from your Marketlink account on a quarterly basis.  For more information please refer to the Marketlink Product Disclosure Statement or Salarylink Member Guide or alternatively you can contact us.  Lodging a claimFor eligibility criteria and how to lodge a claim please refer to Fact Sheet FS15 Insurance - Marketlink or Fact Sheet FS16 Insurance - Salarylink or contact us. |
