CONSERVATIVE

Fast facts:

People who want to reduce fluctuations in returns from year to year. People who are more interested in less volatile returns than high long-term returns. However negative returns are still possible in a particular year. Suitable for people who may be cashing out their super in three to seven years.

This option aims to:

Achieve net rates of return that exceed changes in CPI by at least 2.0% p.a. over rolling six-year periods.

Level of risk: Low - Medium  

Mix of investments:

Growth investmentsAsset allocation %Defensive investmentsAsset allocation %
Australian shares 20 Diversified fixed interest 30
International shares 15 Cash* 20
Property 5 Defensive Alternatives 10

The asset allocation is the long-term average mix. Over shorter periods the actual mix may vary from this asset allocation.
* Cash includes interest bearing securities such as government bonds, bank and corporate securities.
Conservative
 
 

FINANCIAL EDUCATION & ADVICE


Call 08 8100 9999

financial-planning-service

retirement-seminar-schedule