Fast facts:
People who want to reduce fluctuations in returns from year to year. People who are more interested in less volatile returns than high long-term returns. However negative returns are still possible in a particular year. Suitable for people who may be cashing out their super in three to seven years. |
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This option aims to:
Achieve net rates of return that exceed changes in CPI by at least 2.0% p.a. over rolling six-year periods.
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Mix of investments:
| Growth investments | Asset allocation % | Defensive investments | Asset allocation % |
| Australian shares |
20 |
Diversified fixed interest |
30 |
| International shares |
15 |
Cash* |
20 |
| Property |
5 |
Defensive Alternatives |
10 |
The asset allocation is the long-term average mix. Over shorter periods the actual mix may vary from this asset allocation. * Cash includes interest bearing securities such as government bonds, bank and corporate securities.
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